In East Hartford CT, homeowner Lisa Murzin-Pelcz has been fighting to keep her house for more than a year. She has used the bankruptcy court, mortgage resolution centers, and debt consolidation companies to try and remain living in her home of 8 years. 
“When I moved here, I said I was never moving again. I had moved so many times,” said Murzin-Pelcz, 46. “I said, ‘They’d have to take me out in a pine box.‘” She is hoping that the mortgage restructuring of the new stimulus bill will help her to be able to afford the home.
Hartford Superior Court Judge Robert Satter gave Murzin-Pelcz yet another month of reprieve from foreclosure — her last, he said from the bench. “I have no confidence that the government is going to help you,”
A woman in North Carolina finally lost her bid to fight off a foreclosure after being delinquent for 8 years.
A popular technique being used by homeowners is to demand proof that the foreclosing bank owns the mortgage. With multiple assignments and resales of mortgage instruments in the securities market, it is sometimes difficult for the plaintiff to come up with the documents. Homeowner Kathy Lovelace was profiled in an MSNBC story. “I’m going to hang on for dear life until they can prove to me it belongs to them,” said Lovelace, a 50-year-old divorced mother who owns a $200,000 home in Zephyrhills, near Tampa. “I’ll try everything I can because it’s all I have left.” She was successful in stopping the foreclosure proceding by requiring the bank to produce the original loan document. Tom Deutsch, deputy executive director of the American Securitization Forum, a group that represents banks, law firms and investors, dismissed the strategy as merely a stalling tactic, saying homeowners are “making lawyers jump through procedural hoops to delay what’s likely to be inevitable.”
A house used in the show “Extreme Makeover” was saddled with $400,000 in delinquent debt and is now subject to foreclosure.
